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Legal Expenses Insurance cover – protecting your church and people 


You may not think that you need legal cover, but without it, if your church was ever involved in a legal dispute, you could end up facing large legal bills. Article contributed by the team at Baptist Insurance

Legal Expenses insurance

Normally you will have Legal Expenses Insurance included under your church policy. It is designed to help protect your ministers, employees and authorised volunteers during civil legal disputes, which we believe you are likely to win.

Legal Expenses also provides support, advice and cover against legal costs as well as cover for criminal disputes. Policyholders have the added benefit of unlimited access to a Legal Advice Helpline, which can provide telephone legal advice on all areas of UK and EU law.

How legal expenses cover could prove invaluable for your church


Contract disputes

Maintaining and running a church often involves setting up contracts with third parties. Generally these run perfectly well, but every now and then there might be a disagreement. For example, a builder might fail to complete work on a church roof to the agreed standard. If so, DAS (specialist insurer DAS Legal Expenses Insurance Company) can appoint a solicitor to make a claim against them.


Legal defence

If your Diaconate, Minister, employees or authorised volunteers are accused of criminal misconduct then your cover could help meet the legal costs. For example, if an employee is charged with theft and false accounting, and is suspended from their job, they may be able to claim for legal defence under the church insurance policy.

Property protection

If there’s a dispute involving the property of your church, your cover could meet the costs. For instance, if a wall on a neighbouring property damages a shed on your church’s land, the cover would meet the costs of a legal dispute.

Legal Expenses made simple

At Baptist Insurance we like to spread the word about our legal expenses cover and have developed a simple guide to help. Our guide gives an overview of the cover which is included within your Church Insurance policy, some real-life examples and details of how to get legal advice or make a claim. We have partnered with DAS, a market leading legal expenses insurance company, to offer this essential cover.

Download your copy of our Legal Expenses Made Simple guide at www.baptist-insurance.co.uk/legalexpenses



Baptist Times, 02/10/2017
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